Protect your pride & joy

Shafts, bushes, clutches, brake bands, bearings, oil pump, governors, servos, torque convertor, drive plate, valve block, modulator valve, speedometer drive, casings (if damaged by an internal component).

Brake master cylinder, brake callipers (excluding seizure).

Clutch cover diaphragm, centre plate torque springs, clutch release bearing, clutch fork, clutch master cylinder, slave cylinder.

Water pump (non cam belt driven), thermostat, thermostat housing.

Crown wheel, pinion gear, planet gears, planet carriers bearings, all other internal components, half shafts, drive shafts, prop shafts, universal joints, support bearings, constant velocity joints, casings (if damaged by an internal component).

Starter motor, alternator, front wiper motor, rear wiper motor, indicator switch, indicator relay.

Rocker assembly, inlet, exhaust valves, valve guides, valve springs, cylinder head, cylinder head gasket, stretched head bolts, push rods, camshaft followers, timing gears, timing chains, tensioner, oil pump, drive gears, pistons, piston rings, cylinder bores, gudgeon pins, connecting rods, big end bearings, main bearing, crankshaft, ring gear,distributor drive, timing belts (subject to correct replacement schedule having taken place), engine casings (if damaged by an internal component.

Carburettor, single point, fuel injection.

Gears, shafts, synchromesh hubs, baulk rings, gear selector forks, bearings, speedometer, drive, factory fitted overdrive units, solenoids, transfer box components, gearbox casings (if damaged by an internal component).

Rack and pinion assembly, hydraulic PAS steering pump, PAS steering motor, steering box, steering idler.

Front coil springs, rear coil springs.

The following are covered for wear and tear only up to 110,000 miles and 10 years, whichever is sooner (inspections may be required): Wheel Bearings, Coil Springs, Shock Absorbers.

Failure on front & rear wheel bearings.

Compressor &drive clutch, condenser, evaporator, expansion valve, interior fan control switch, pressure &temperature sensors and receiver/drier.

Shafts, bushes, clutches, brake bands, bearings, oil pump, governors, servos, torque convertor, drive plate, valve block, modulator valve, speedometer drive, casings (if damaged by an internal component).

Bodywork, paintwork, trims, upholstery and windows: Bodywork panels and bumpers, door handles, folding roofs & folding roof frames & mechanisms, glass & non-glass windows, hinges, interior & exterior trims, lifting struts, paintwork, seat frames & upholstery, sunroofs & sunroof mechanisms, tonneaus & other interior & exterior covers & associated mechanisms, weather seals and windscreens.

Brake master cylinder, brake callipers (excluding seizure).

Anti-lock braking system (ABS) pump &control unit &sensors, calipers (not seized), drum brake self-adjusting mechanisms, handbrake control cables &linkages, master &wheel cylinders, pedal assembly, pressure reducing &proportioning valves, and vacuum pump &servo.

Camshaft drive belts and tensioners (subject to documented proof that the last due change of camshaft drive belt has taken place as specified by the manufacturer's recommended servicing schedule).

Casings are covered provided they have been damaged as a direct result of the covered failure of an insured part.

Clutch cover diaphragm, centre plate torque springs, clutch release bearing, clutch fork, clutch master cylinder, slave cylinder, centre plate oil contaminations.

Upgraded or revised software and firmware, including software and firmware patches and updates, relating directly or indirectly to any components of your vehicle.

Engine cooling water &oil radiators, heater radiator, thermostat &housing, temperature gauge, viscous cooling fan couplings and water pump (non cam belt driven).

Crown wheel, pinion gear, planet gears, planet carriers bearings, all other internal components, half shafts, drive shafts, prop shafts, universal joints, support bearings, constant velocity joints, casings (if damaged by an internal component).

Alternator, central locking solenoids and motors, electric door mirror motors, electric window motors, electric sunroof motors, engine cooling fan motors, front &rear screen wiper motors, horn, indicator flasher relay, interior fan motor, starter motor and relays.

The air conditioning, anti-lock braking system, automatic gearbox, central door locking system, fuel injection, ignition, engine management, alarm/immobiliser, steering and suspension electronic control units (computers), that were originally fitted to your vehicle when it was first manufactured are covered (upgraded or revised software and firmware, including software and firmware patches and updates, relating directly or indirectly to any components of your vehicle and any retro-fitted ECUs &computers are excluded from cover).

All internally lubricated parts are covered including: Camshafts &bearings, camshaft followers &rockers (including hydraulic lash adjusters), connecting rods &bearings, crankshaft &bearings, cylinder block, cylinder bores &liners &seals, cylinder heads, internal bushings &bearings, oil pump &drive, pistons &rings, timing gears &chain &tensioner and valves &springs &guides (burnt or pitted valves and valve seats are excluded from cover). Crankshaft pulley and cylinder head gasket.

Flexible drive plate for the automatic transmission's torque converter, solid &dual-mass flywheels (flywheels damaged by clutch friction plates are excluded from cover) and starter ring gear.

Carburettor, single point, fuel injection. Air flow &air pressure &air temperature sensors and meters, fuel cut-off valves, fuel gauge &sender unit, fuel pressure regulators &accumulators, fuel pumps (including pre-pumps, low &high pressure pumps &injection pumps), injectors (max 2 per policy including petrol &diesel &single-point injectors), oxygen sensors, throttle body assembly and throttle position sensors.

Gears, shafts, synchromesh hubs, baulk rings, gear selector forks, bearings, speedometer, drive, factory fitted overdrive units, solenoids, transfer box components, gearbox casings (if damaged by an internal component). (Including automated manual gearboxes, automatic gearboxes, four wheel drive transfer gearboxes, hybrid transaxles, manual gearboxes and transaxles).

Camshaft sensors, crankshaft sensors and ignition coils.

Sundries such as coolants, filters, fluids, lubricants, oils and other working materials will be covered provided the vehicle is not within 1,000 miles of its next due service, and to include refrigerants, all provided their replacement is necessitated by a valid claim. If your vehicle is fitted with a clutch operating cable this will be covered.

Constant velocity joints &boots, crown wheels &pinions, differential gears &thrust washers, drive flanges, external drive shafts, internal bushes &bearings &shafts, internal parts of differential locking mechanisms, propeller shafts &propeller shaft couplings &centre bearings and universal joints. Automatic transmission brake bands &clutches &modulator valves, drive chains, gear lever, gears, hydraulic gear-shift governors &internal servos &valve blocks, internal bearings &bushes, oil pumps, selector forks, shafts (all, including extension shafts), synchromesh hubs and rings and torque converter. Auxiliary drive belts, brackets & mountings, cables, casings (unless they have been damaged as the result of the breakdown of a part), diesel glow plugs, electrical connectors, engine covers, engine starting battery & all other batteries, fuel & fuel lines, fuses, heating elements & aerials integral with glass windows, hoses & pipes, hose clips & pipe connectors, light bulbs & high-intensity discharge tubes (xenon), non-factory fitted alarms & immobilisers, alarm entry switches, road wheels, spark plugs, wiper blades, wiring looms and any components not approved by the manufacturer and fitted by them, or fitted by their agents, when your vehicle was new and before it was first used.

The engine crankshaft rear oil seal and the main gearbox input shaft oil seal are both covered and other oil seals and gaskets that would necessitate the removal of the engine, a gearbox or a final drive unit to carry out repairs are all covered subject to any oil leak from them being sufficiently advanced that oil can be seen to be dripping (slight leaks causing only oil misting or staining are excluded from cover).

All components and fluids which require periodic replacement as part of the manufacturer's recommended servicing (including but not limited to): anti-freeze, brake fluid, filters, grease, oils, sparking plugs and refrigerants), clutch covers, clutch friction plates, clutch release bearings, brake drums & brake discs & brake friction materials (brake pads & brake shoes),exhaust pipes & exhaust pipe gaskets, flywheels that have been damaged by worn clutch friction plates, and tyres.

Column shaft &tilt mechanism &couplings, hydraulic pumps &reservoir &pressure pipes, steering &idler boxes, rack and pinion assembly (including hydraulic rams and electric motors) and track rods &track rod ends.

Bushes, front and rear coil springs, shock absorbers, upper and lower wishbones, ball joints, swivel joints, McPherson struts, suspension arms, anti-roll bar, anti-roll bar links, self-levelling pump and regulator valves and displacer.

Aerials, display screens, microphones, telephone and Bluetooth components internally and externally linked to the head unit, SIM card holders, CD holder and loud speakers.

(Including front &centre &rear differentials, front &rear live axles and drive shafts).

Turbocharger units.

The following are covered for wear and tear only up to 80,000 miles and 7 years, whichever is sooner (inspections may be required): All items from Premier cover wear and tear, with the addition of: Water pump (subject to documented proof that the last due change of water pump has taken place as specified by the manufacturers recommended servicing schedule), Turbocharger Units.

Failure on front &rear wheel bearings.